Drive front of wallet and help your customers with cost of living pressures

Buy Now, Save Now

The largest network of always on, merchant funded offers in the country

Customers earn cashback on eligible card spend across our extensive in-store and online rewards network. Grocery, fuel, fashion, dining partners and many more.

A customer walks into store and uses their card. Within seconds they get a push notification from your app confirming that they've just earned a cashback reward. Effortless.

Automatic offer enrolment for a frictionless experience

Rewards of 1-15%

Immediate cashback into transaction account

Direct scheme integrations for seamless customer onboarding

Differentiate your transaction account product

In a card linked world, the Bank is King ♔

Everyday banking product have become commoditised. Our rewards program unlocks a fundamentally different user experience - one where a Bank card transforms from forgetable to a source of delight. It also creates a wide variety of new revenue opportunities and unlocks new product possibilities.

Grow front of wallet

Make sure your card is used first time, every time. Customers are strongly incentivised to use your card every time at our retail network of thousands of locations. And real time reward notifications reinforce your card and a behavioral loop.

Drive acquisition

Champion your brand to drive acquisition through innovative new channels. Grow Everyday Banking customers through partnerships with leading national retailers - instore signage and EDM campaigns are available.

Strengthen Relationships

Drive targeted offers to verticalised customer segments to create lasting brand affinity. We can run offers based off many customer attributes including occupation (e.g. special discounts for nurses).

Surprise and Delight

A frictionless customer experience delivers unexpected rewards. Offer awareness and enrolment are not required leading to an incredible customer experience.


How do your programs work?

Our rewards programs allow your customers to earn rewards just by doing their everyday shopping. Rewards can be provided as a cashback or as credit to spend with you.

We work with your team to develop a bespoke capability. At a high level, we will design and implement something similar to Qantas Loyalty at a small fraction of the cost.

What does “free” rewards mean?

In a traditional rewards program, the operator of the program pays for the rewards (like airline points). Our rewards are paid for by our retail partners. Members can readily earn $500 a year in rewards.

Who is it for?

Large consumer facing organisations - typically with at least 100,000 active customers.

What does it cost?

Please contact our Sales team so we can provide indicative pricing based on your requirements.

What does integration look like?

Our product is integrated into your customer facing channels. We minimise the build effort on your side and can get a program live in as little as 3 months.

Who are your clients?

We operate a successful program for a major financial services organisation. References available on request.

Who are your rewards partners?

We have a rewards network of 2,300 instore locations and 300 online partners. Some of the logos of our major partners can be seen on our home page. 

Covalent case study booklet illustration

Download Our Case Study

Discover how we helped a major super fund engage and reward their members

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